The most frequent causes of home damage tend to remain consistent year after year, with some variance depending on weather events and where the home is located. Thanks to data tracked by the Insurance Information Institute, we can learn all about the most common causes of home damage and insurance claims. While the weather is a key factor, some of the other entries on the list might surprise you. Understanding the risks can help you plan ahead, and take the right steps to keep your home safe.
While the most common causes of home damage vary, keeping up with overall home maintenance is the best way to minimize the risks to your home. Since some risks are unavoidable, it’s also important to make sure that your home insurance policy provides all of the coverage that you need.