When you’re buying a house, the preparation you do ahead of time plays a major role in the end result of your home search. During this time, there are a few things more important than your credit score. An excellent credit score can ultimately help you save big on interest payments over the life of your mortgage. Start by understanding these steps to building great credit.
No matter where you’re starting from, it really is possible to clean up your credit before buying a house, and the payoff is more than worth the effort. The key is to make sure you understand how your credit score is calculated, where your score could use improvement, and the steps you need to take to achieve your credit goals. With the right credit plan in place, you’ll be well on your way to achieving your home-buying goals, as well.